Marcel V. Kuper
                   CPA - PFS - CFE

500 W Palatine Road - Wheeling,  Illinois 60090 - (847) 215-8630 - Fax: (847) 215-8632

Certified Public Accountant  Personal Financial Specialist Certified Fraud Examiner

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Life Insurance, Life Insurance Trusts, Life Insurance Trust. Life Insurance An Essential Part of Financial Planning, Using a Life Insurance Trust. Life Insurance, Life Insurance Trusts. 

Life Insurance, Life Insurance Trusts, Life Insurance Trust. Life Insurance, Life Insurance Trusts. Life Insurance An Essential Part of Financial Planning, Using a Life Insurance Trust.

Life Insurance, Life Insurance Trusts, Life Insurance Trust. Life Insurance, Life Insurance Trusts. Life Insurance An Essential Part of Financial Planning, Using a Life Insurance Trust.

Life Insurance, Life Insurance Trusts, Life Insurance Trust. Life Insurance, Life Insurance Trusts. Life Insurance An Essential Part of Financial Planning, Using a Life Insurance Trust.  Site Map
Life Insurance, Life Insurance Trusts, Life Insurance Trust. Life Insurance, Life Insurance Trusts. Life Insurance An Essential Part of Financial Planning, Using a Life Insurance Trust.  CPA/PFS
Life Insurance, Life Insurance Trusts, Life Insurance Trust. Life Insurance, Life Insurance Trusts. Life Insurance An Essential Part of Financial Planning, Using a Life Insurance Trust.  Certified Fraud Audit

Life Insurance, Life Insurance Trusts, Life Insurance Trust. Life Insurance, Life Insurance Trusts. Life Insurance An Essential Part of Financial Planning, Using a Life Insurance Trust.  Financial Planning

Life Insurance, Life Insurance Trusts, Life Insurance Trust. Life Insurance, Life Insurance Trusts. Life Insurance An Essential Part of Financial Planning, Using a Life Insurance Trust.  Planning Strategies
Life Insurance, Life Insurance Trusts, Life Insurance Trust. Life Insurance, Life Insurance Trusts. Life Insurance An Essential Part of Financial Planning, Using a Life Insurance Trust.  Retirement Planning
Life Insurance, Life Insurance Trusts, Life Insurance Trust. Life Insurance, Life Insurance Trusts. Life Insurance An Essential Part of Financial Planning, Using a Life Insurance Trust.  Estate Planning
Life Insurance, Life Insurance Trusts, Life Insurance Trust. Life Insurance, Life Insurance Trusts. Life Insurance An Essential Part of Financial Planning, Using a Life Insurance Trust.  Tax Planning
Life Insurance, Life Insurance Trusts, Life Insurance Trust. Life Insurance, Life Insurance Trusts. Life Insurance An Essential Part of Financial Planning, Using a Life Insurance Trust.  Life Insurance
Life Insurance, Life Insurance Trusts, Life Insurance Trust. Life Insurance, Life Insurance Trusts. Life Insurance An Essential Part of Financial Planning, Using a Life Insurance Trust.  Business Services
Life Insurance, Life Insurance Trusts, Life Insurance Trust. Life Insurance, Life Insurance Trusts. Life Insurance An Essential Part of Financial Planning, Using a Life Insurance Trust.  Buy/Sell Agreements
Life Insurance, Life Insurance Trusts, Life Insurance Trust. Life Insurance, Life Insurance Trusts. Life Insurance An Essential Part of Financial Planning, Using a Life Insurance Trust.  401(K)
Life Insurance, Life Insurance Trusts, Life Insurance Trust. Life Insurance, Life Insurance Trusts. Life Insurance An Essential Part of Financial Planning, Using a Life Insurance Trust.  Pension Plans
Life Insurance, Life Insurance Trusts, Life Insurance Trust. Life Insurance, Life Insurance Trusts. Life Insurance An Essential Part of Financial Planning, Using a Life Insurance Trust.  Profit Sharing Plans
Life Insurance, Life Insurance Trusts, Life Insurance Trust. Life Insurance, Life Insurance Trusts. Life Insurance An Essential Part of Financial Planning, Using a Life Insurance Trust.  IRS Audit Help
Life Insurance, Life Insurance Trusts, Life Insurance Trust. Life Insurance, Life Insurance Trusts. Life Insurance An Essential Part of Financial Planning, Using a Life Insurance Trust.  IRS Collections Help
Life Insurance, Life Insurance Trusts, Life Insurance Trust. Life Insurance, Life Insurance Trusts. Life Insurance An Essential Part of Financial Planning, Using a Life Insurance Trust. 
Life Insurance, Life Insurance Trusts, Life Insurance Trust. Life Insurance, Life Insurance Trusts. Life Insurance An Essential Part of Financial Planning, Using a Life Insurance Trust. file map

Life Insurance, Life Insurance Trusts, Life Insurance Trust. Life Insurance, Life Insurance Trusts. Life Insurance An Essential Part of Financial Planning, Using a Life Insurance Trust.

 

 

 

Life Time Planning, Inc., Life Insurance, Life Insurance Trusts, Life Insurance Trust.

Life Insurance 

Life Insurance & Life Insurance Trust

Evaluating your insurance needs is part of personal financial planning.  The insurance industry has changed a great deal over the past few years and there is a whole new array of new products. Some of them may be better options than your current coverage.  Your CPA can work with your insurance agent to see if you have adequate coverage.  

Life Insurance Life Insurance Trust

Life Insurance plays a part in most estate plans.  Make sure you have sufficient coverage on your life for family members to maintain their current lifestyle after you are gone.  For larger estates that may be subject to tax even when family trusts are used, life insurance can provide the funds needed to pay estate taxes without liquidating estate assets.

If you have a substantial amount of life insurance, you may want to create an irrevocable life insurance trust to help beneficiaries manage the proceeds and potentially reduce estate taxes.  With a life insurance trust, the trust is the owner and beneficiary of your life insurance policies.  At your death, your trustee collects the proceeds and manages them for the benefit of your family or other beneficiaries.

As long as the trust is properly structured, the insurance proceeds won't be included in your estate for federal estate tax purposes, with one exception.  The proceeds of any insurance policies you transfer to a trust within three years of your death will be included.  You can avoid this three year rule by:

Life Insurance, Life Insurance Trusts, Life Insurance Trust. Life Insurance, Life Insurance Trusts. Life Insurance An Essential Part of Financial Planning, Using a Life Insurance Trust.  Transferring your insurance policies to a trust now while you are in
good health.
Life Insurance, Life Insurance Trusts, Life Insurance Trust. Life Insurance, Life Insurance Trusts. Life Insurance An Essential Part of Financial Planning, Using a Life Insurance Trust.  Having your trust buy new insurance policies on your life rather than
transferring existing policies.

For more information please feel free to browse around our web site.  We are always happy to answer any questions, or to schedule a consultation contact:
Email Us or call us at 847-215-8630.

 

 

 

Life Insurance, Life Insurance Trusts, Life Insurance Trust. Life Insurance, Life Insurance Trusts. Life Insurance An Essential Part of Financial Planning, Using a Life Insurance Trust.

Life Insurance, Life Insurance Trusts, Life Insurance Trust. Life Insurance, Life Insurance Trusts. Life Insurance An Essential Part of Financial Planning, Using a Life Insurance Trust.

  Life Insurance, Life Insurance Trusts, Life Insurance Trust. Life Insurance, Life Insurance Trusts. Life Insurance An Essential Part of Financial Planning, Using a Life Insurance Trust.Wall Street Journal
  Life Insurance, Life Insurance Trusts, Life Insurance Trust. Life Insurance, Life Insurance Trusts. Life Insurance An Essential Part of Financial Planning, Using a Life Insurance Trust.How to Start Business?
  Life Insurance, Life Insurance Trusts, Life Insurance Trust. Life Insurance, Life Insurance Trusts. Life Insurance An Essential Part of Financial Planning, Using a Life Insurance Trust.What is CPA-PFS?
  Life Insurance, Life Insurance Trusts, Life Insurance Trust. Life Insurance, Life Insurance Trusts. Life Insurance An Essential Part of Financial Planning, Using a Life Insurance Trust.What Is "Fee Only"
  Life Insurance, Life Insurance Trusts, Life Insurance Trust. Life Insurance, Life Insurance Trusts. Life Insurance An Essential Part of Financial Planning, Using a Life Insurance Trust.Privacy Policy
  Life Insurance, Life Insurance Trusts, Life Insurance Trust. Life Insurance, Life Insurance Trusts. Life Insurance An Essential Part of Financial Planning, Using a Life Insurance Trust.
   Life Insurance, Life Insurance Trusts, Life Insurance Trust. Life Insurance, Life Insurance Trusts. Life Insurance An Essential Part of Financial Planning, Using a Life Insurance Trust.

 

 

 

Life Insurance, Life Insurance Trusts, Life Insurance Trust. Life Insurance An Essential Part of Financial Planning, Using a Life Insurance Trust. Life Insurance, Life Insurance Trusts. 

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Nothing on this web site should be construed as providing specific financial, investment, insurance, business, tax or legal advice.  You should consult with a CPA, accountant, tax advisor, insurance representative, or legal counsel prior to making such decisions.  We do not collect, sell, trade or distribute any personal information, of visitors to this web site.  If you choose to email Marcel Kuper at Life Time Planning, Inc. for further information, any information you disclose will be treated as confidential.

M.V. Kuper P.C.

500 W Palatine Road Wheeling,  Illinois 60090

(847) 215-8630  Fax: (847) 215-8632

Copyright 2002-2003, M.V. Kuper P.C All Rights Reserved